Checked & compared
Equity Bank Personal Loan
Lender: Equity Bank
APR
14.0%–17.0%
Term
12–72 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.
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Stanbic Affordable Housing Loan
Lender: Stanbic Bank
APR
8.99%–12.0%
Term
Up to 300 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.
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Watu Gari Car Finance
Lender: Watu Gari
APR
20.0%–36.0%
Term
12–48 mo
Loan fees
Check the lender's fee table
Good fit: This service is best for Kenyan residents looking to buy a car with minimal upfront costs.
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Stanbic Bank Unsecured Personal Loan
Lender: Stanbic Bank Kenya
APR
11.0%–14.0%
Term
12–72 mo
Loan fees
Check the lender's fee table
Good fit: This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.
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Stanbic Bank Vehicle Loan
Lender: Stanbic Bank Kenya
APR
13.0%–18.0%
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: Kenyan citizens or residents with a steady income looking for vehicle financing between KES 500,000 and KES 15,000,000.
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DTB Personal Loan
Lender: DTB Kenya
APR
14.0%–17.0%
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.
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KCB Car Loan
Lender: KCB Bank
APR
14.0%–19.0%
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.
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Ecobank Kenya Personal Loan
Lender: Ecobank Kenya
APR
11.0%–15.0%
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.
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I&M Bank Car Loan Kenya
Lender: I&M Bank
APR
14.0%–18.0%
Term
12–48 mo
Loan fees
Check the lender's fee table
Good fit: Individuals with stable incomes looking to finance a vehicle costing between KES 500,000 and KES 10,000,000.
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Standard Chartered Kenya Personal Loan
Lender: Standard Chartered Kenya
APR
12.0%–15.0%
Term
12–72 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for individuals seeking significant funding without collateral and those wanting the security of retrenchment cover.
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DTB Car Finance
Lender: Diamond Trust Bank
APR
13.0%–17.0%
Term
12–72 mo
Loan fees
Check the lender's fee table
Good fit: Kenyan residents with regular income seeking to finance either a new or used vehicle.
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Family Bank Personal Loan
Lender: Family Bank
APR
15.0%–18.0%
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.
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MOGO Car Loan Kenya
Lender: MOGO Kenya
APR
18.0%–36.0%
Term
6–48 mo
Loan fees
Check the lender's fee table
Good fit: Individuals looking for flexible car financing options with a decent credit score and a stable income.
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NCBA Bank Personal Loan
Lender: NCBA Bank
APR
15.0%–18.0%
Term
12–72 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.
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I&M Bank Personal Loan
Lender: I&M Bank
APR
13.0%–16.0%
Term
12–72 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.
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KWFT Personal Loan for Women Entrepreneurs
Lender: KWFT Bank
APR
18.0%–22.0%
Term
6–48 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.
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Co-operative Bank Personal Loan
Lender: Co-operative Bank
APR
15.0%–18.0%
Term
12–72 mo
Loan fees
Check the lender's fee table
Good fit: This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.
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KCB Bank Personal Loan
Lender: KCB Bank
APR
15.0%–18.0%
Term
12–72 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.
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National Bank of Kenya Personal Loan
Lender: National Bank of Kenya
APR
14.0%–18.0%
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for individuals seeking unsecured financing with flexible repayment terms, especially those with stable salaries.
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KCB M-PESA Loan
Lender: KCB M-PESA
APR
88.0%–107.0%
Term
3–6 mo
Loan fees
Check the lender's fee table
Good fit: Ideal for individuals needing quick cash with a flexible repayment plan based on their savings and payment history.