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GTBank Salary Advance Personal Loan
Lender: GTBank
APR
35.4%
Term
3–12 mo
Loan fees
Check the lender's fee table
Good fit: This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.
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Stanbic IBTC Business Loan
Lender: Stanbic IBTC Bank
APR
Set by the lender
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.
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Stanbic IBTC Personal Loan
Lender: Stanbic IBTC
APR
48.0%
Term
6–24 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.
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Lidya Business Loan
Lender: Lidya
APR
Set by the lender
Term
1–12 mo
Loan fees
Check the lender's fee table
Good fit: Established Nigerian businesses seeking quick funding for operational expenses or expansion.
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QuickCheck Personal Loan
Lender: QuickCheck
APR
60.0%
Term
3–12 mo
Loan fees
Check the lender's fee table
Good fit: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.
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UBA SME Business Loan
Lender: United Bank for Africa
APR
Set by the lender
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: Established Nigerian businesses seeking substantial funding to expand operations or invest in new projects.
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Renmoney Personal Loan
Lender: Renmoney
APR
25.44%–31.8%
Term
3–24 mo
Loan fees
Check the lender's fee table
Good fit: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.
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First Bank SME Business Loan
Lender: First Bank of Nigeria
APR
Set by the lender
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: Established businesses with a good credit history looking for significant financial support.
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UBA Personal Loan
Lender: UBA
APR
28.5%–32.0%
Term
6–60 mo
Loan fees
Check the lender's fee table
Good fit: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.
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GTBank Business Loan
Lender: Guaranty Trust Bank
APR
Set by the lender
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: Established Nigerian businesses with a solid trading history seeking significant funding for expansion.
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Kuda Bank Overdraft
Lender: Kuda
APR
30.0%–108.0%
Term
3–12 mo
Loan fees
Check the lender's fee table
Good fit: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.
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Zenith Bank Business Loan
Lender: Zenith Bank
APR
Set by the lender
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: Established Nigerian businesses with solid financial records looking for substantial funding.
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First Bank of Nigeria Personal Loan
Lender: First Bank of Nigeria
APR
20.0%–28.0%
Term
6–60 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.
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Access Bank SME Business Loan
Lender: Access Bank
APR
Set by the lender
Term
6–60 mo
Loan fees
Check the lender's fee table
Good fit: Established SMEs in Nigeria needing significant capital for expansion or operational costs.
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Branch Personal Loan
Lender: Branch
APR
36.0%–99.0%
Term
4–52 mo
Loan fees
Check the lender's fee table
Good fit: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.
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Carbon Personal Loan
Lender: Carbon
APR
54%–195%
Term
3–12 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.
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FairMoney Personal Loan
Lender: FairMoney
APR
24%–456%
Term
3–36 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.