Checked & compared
Instant Finance Debt Consolidation Loan
Lender: Instant Finance
APR
9.95%–29.95%
Term
3–84 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.
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ANZ Personal Loans
Lender: ANZ
APR
13.9%
Term
6–84 mo
Loan fees
Check the lender's fee table
Good fit: Individuals with a stable income looking to borrow between NZ$3,000 and NZ$50,000 for personal purposes.
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UDC Finance Car Loan
Lender: UDC Finance
APR
8.55%–11.7%
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.
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SBS Bank Home Loan
Lender: SBS Bank
APR
4.19%–6.39%
Term
6–360 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.
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ASB Personal Loan
Lender: ASB
APR
12.9%–19.95%
Term
6–84 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.
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Instant Finance Car Loan
Lender: Instant Finance
APR
9.95%–29.95%
Term
12–84 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.
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The Co-operative Bank Personal Loan
Lender: The Co-operative Bank
APR
9.95%–17.75%
Term
6–60 mo
Loan fees
Check the lender's fee table
Good fit: Individuals with good credit scores seeking personal loans for various purposes.
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ANZ Car Loan
Lender: ANZ New Zealand
APR
13.9%
Term
6–84 mo
Loan fees
Check the lender's fee table
Good fit: Ideal for those seeking a reliable lender with no application fees and quick approval times.
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Westpac Personal Loan
Lender: Westpac
APR
7.99%–13.9%
Term
6–60 mo
Loan fees
Check the lender's fee table
Good fit: Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.
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Westpac Car Loan
Lender: Westpac New Zealand
APR
6.49%–12.99%
Term
6–60 mo
Loan fees
Check the lender's fee table
Good fit: Individuals aged 18+ with stable income and good credit looking for a car loan.
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BNZ Personal Loan
Lender: BNZ
APR
13.9%–19.9%
Term
6–60 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.
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ASB Car Loan
Lender: ASB Bank
APR
12.95%
Term
6–84 mo
Loan fees
Check the lender's fee table
Good fit: Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.
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SBS Bank Personal Loan
Lender: SBS Bank
APR
11.5%–15.5%
Term
6–60 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.
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MTF Finance Car Loan
Lender: MTF Finance
APR
8.95%–19.95%
Term
12–84 mo
Loan fees
Check the lender's fee table
Good fit: Kiwis with a steady income and decent credit looking for car loans between NZD 2,000 and NZD 100,000.
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Harmoney Personal Loan
Lender: Harmoney
APR
7.99%–24.99%
Term
36–84 mo
Loan fees
Check the lender's fee table
Good fit: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.
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Harmoney Car Loan
Lender: Harmoney
APR
7.99%–24.99%
Term
36–84 mo
Loan fees
Check the lender's fee table
Good fit: This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.
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Kiwibank Personal Loan
Lender: Kiwibank
APR
12.99%–18.99%
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.
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AA Money Car Loan
Lender: AA Money
APR
9.4%–12.15%
Term
12–60 mo
Loan fees
Check the lender's fee table
Good fit: It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.
Checked & compared
Instant Finance Personal Loan
Lender: Instant Finance
APR
9.95%–29.95%
Term
3–84 mo
Loan fees
Check the lender's fee table
Good fit: Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.