Checked and compared

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Trust Lendr is an informational aggregator and not a lender. Offers come from third-party partners, who make every lending decision.

How we check every offer

  1. APR shown as a range
  2. Fees listed, not hidden
  3. Term stated in months
  4. Lender identified by name

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Checked & compared

ANZ Personal Loans

Lender: ANZ
APR
13.9%
Term
6–84 mo
Loan fees
Check the lender's fee table

Good fit: Individuals with a stable income looking to borrow between NZ$3,000 and NZ$50,000 for personal purposes.

Checked & compared

UDC Finance Car Loan

Lender: UDC Finance
APR
8.55%–11.7%
Term
12–60 mo
Loan fees
Check the lender's fee table

Good fit: This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.

Checked & compared

SBS Bank Home Loan

Lender: SBS Bank
APR
4.19%–6.39%
Term
6–360 mo
Loan fees
Check the lender's fee table

Good fit: This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.

Checked & compared

ASB Personal Loan

Lender: ASB
APR
12.9%–19.95%
Term
6–84 mo
Loan fees
Check the lender's fee table

Good fit: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.

Checked & compared

BNZ Personal Loan

Lender: BNZ
APR
13.9%–19.9%
Term
6–60 mo
Loan fees
Check the lender's fee table

Good fit: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.

Checked & compared

ASB Car Loan

Lender: ASB Bank
APR
12.95%
Term
6–84 mo
Loan fees
Check the lender's fee table

Good fit: Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.

Checked & compared

SBS Bank Personal Loan

Lender: SBS Bank
APR
11.5%–15.5%
Term
6–60 mo
Loan fees
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Good fit: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.

Checked & compared

Harmoney Personal Loan

Lender: Harmoney
APR
7.99%–24.99%
Term
36–84 mo
Loan fees
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Good fit: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.

Checked & compared

Harmoney Car Loan

Lender: Harmoney
APR
7.99%–24.99%
Term
36–84 mo
Loan fees
Check the lender's fee table

Good fit: This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.

Checked & compared

Kiwibank Personal Loan

Lender: Kiwibank
APR
12.99%–18.99%
Term
12–60 mo
Loan fees
Check the lender's fee table

Good fit: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.